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official partner
Poland
launched in 2024
Total population: 41,8M
Potential users of CartaMe >9,1M
CartaMe Europe Head Office
DigitPass LLC, Warsaw
Open site
Kazakhstan
launched in 2024
Total population: 19,5M
Potential users of CartaMe >4,3M
CartaMe Office
UniCart LLC, Almaty
Open site
Moldova
launched in 2023
Total population: 2,6M
Potential users of CartaMe >520K
CartaMe Office
Skybons Global SRL, Chişinău
Open site
Uzbekistan
launched in 2023
Total population: 35,3M
Potential users of CartaMe >7,0M
CartaMe Office
Youcart LLC, Tashkent
Open site
Romania
planned launch 2025
Total population: 19,8M
Potential users of CartaMe >3,8M
Bulgaria
planned launch 2025
Total population: 6,8M
Potential users of CartaMe >1,36M
Lithuania
planned launch 2025
Total population: 2,6M
Potential users of CartaMe >281,4K
Latvia
planned launch 2025
Total population: 1,8M
Potential users of CartaMe >197,4K
Estonia
planned launch 2025
Total population: 1,3M
Potential users of CartaMe >141,9K
Kyrgyzstan
planned launch 2027
Total population: 6,8M
Potential users of CartaMe >735,3K
Turkmenistan
planned launch 2027
Total population: 7,0M
Potential users of CartaMe >1,4M
Finland
planned launch 2024
Total population: 5,6M
Potential users of CartaMe >1,1M
Sweden
planned launch 2024
Total population: 10,4M
Potential users of CartaMe >2,0M
Norway
planned launch 2024
Total population: 5,6M
Potential users of CartaMe >1,1K
Turkey
planned launch 2025
Total population: 83,3M
Potential users of CartaMe >16,6M
Tajikistan
planned launch 2027
Total population: 10,8M
Potential users of CartaMe >2,0M
UAE
planned launch 2025
Total population: 9,4M
Potential users of CartaMe >2,1M
Germany
planned launch 2026
Total population: 83,8M
Potential users of CartaMe >16,8M
France
planned launch 2025
Total population: 66,1M
Potential users of CartaMe >13,2M
Spain
planned launch 2025
Total population: 46,4M
Potential users of CartaMe >9,2M
UK
planned launch 2026
Total population: 68,9M
Potential users of CartaMe >13,7M
Belgium
planned launch 2026
Total population: 11,8M
Potential users of CartaMe >2,4M
Netherlands
planned launch 2026
Total population: 17,3M
Potential users of CartaMe >3,4M
Portugal
planned launch 2026
Total population: 10,7M
Potential users of CartaMe >2,0M
India
planned launch 2026
Total population: 1,4Mlrd
Potential users of CartaMe >280,1M
Saudi Arabia
planned launch 2024
Total population: 36,6M
Potential users of CartaMe >7,2M
Egypt
planned launch 2025
Total population: 111,8M
Potential users of CartaMe >6,2M
Jordan
planned launch 2025
Total population: 11,3M
Potential users of CartaMe >1,2M
Oman
planned launch 2026
Total population: 4,6M
Potential users of CartaMe >0,7M
Qatar
planned launch 2026
Total population: 2,7M
Potential users of CartaMe >0,5M
Tunisia
planned launch 2026
Total population: 12,4M
Potential users of CartaMe >0,9M
Morocco
planned launch 2026
Total population: 38,3M
Potential users of CartaMe >4,1M
Bahrain
planned launch 2026
Total population: 1,7M
Potential users of CartaMe >0,3M
Kuwait
planned launch 2026
Total population: 4,3M
Potential users of CartaMe >0,7M
USA
planned launch 2025
Total population: 339,1M
Potential users of CartaMe >67,8M
Canada
planned launch 2025
Total population: 38,6M
Potential users of CartaMe >7,7M

13 billion bank cards


100 million shops


5 billion users


Award 

CartaMe - VISA Brand of the Year. Rapid growth of the customers & partners audience

Regional offices

We operate in 5 countries and strive for continuous growth


Mobile App

Mobile application + bank card for seamless access to loyalty programs of major retailers based on a single digital customer code

Open API

Developed specialized services providing integration with banking and retail software

CARTAME

TEAM

Image Description
Andrei Dylenok 

СЕО & Founder 


Founder and head of the CartaMe Global group of companies.

20 years of successful experience in business and sales leadership. 

7 years of experience in IT from MVP to CartaMe software package. Attracted $2M+ investments to the project 

Image Description
Dmitry Fitsner 

CBDO & Co-Founder 


Sales and Marketing Director of the CartaMe Global Group.

Ex-CBDO of the largest marketing agency Fabula, ex-CBDO PERNOD RICARD Minsk, ex-CMO of Minsk Crystal Group holding.

Successful experience in attracting investments 

Image Description
Victor Shipalov 

CTO & Co-Founder 


20 years of experience in IT Ex-CEO of IT projects in mobile communications & mobile applications for banks & businesses. 

CartaMe from MVP to CartaMe Global software package 10 years of experience in integrating various retail & banking systems with external systems 

Image Description
Tomasz Wroblewski 

Managing Director
(Central Europe) 


Ex-CEO (15 years) Watsons Ukraine, Ex-Regional CEO (3 years) A.S. Watson Group Eastern Europe (4 countries)

17 years of experience in strategic marketing & sales, successful management of digital & multi-channel transformation in retail. EMBA 

Image Description
Marcel Chirca 

Managing Director
(Southern Europe) 


Ex-CEO (14 years) EXIMBANK-Gruppo Veneto Banca, Ex- Regional CEO at DIGITAL FINANCE INTERNATIONAL, Ex-team leader and project manager (M&A) at IUTECREDIT EUROPE.

30 years of experience in banking, microfinance, payments and fintech 

Image Description
Leyla Mukayeva 

Managing Director
(Kazakhstan) 


Ex-Corporate Director and Head of Operations Jysan Bank Head office. 

20 years of successful experience in banking and digital transformation of one of the largest bank in Kazakhstan 

Image Description
Jamshid Isokhudjaev 

Managing Director
(Central Asia)


Ex-CEO (9 years) "Huawei Software Tech. Investment Tashkent”. 

Ex-CMO (3 years) UzMobile, "PayBox” (FreedomPay), "UzKassa”. Best Sales Manager Medal Award from Huawei Headquarter (China)



2022
CartaMe
VISA Brand of the Year Award

Rapid growth of the customers & partners audience
Direct contract with VISA

Last year, we introduced CartaMe, a helpful app for retail chains and their customers. It combines l...
Last year, we introduced CartaMe, a helpful app for retail chains and their customers. It combines loyalty programs from various retail chains: supermarkets, electronics stores, pharmacies, gas stations, pet stores, and more, all in one place. The app is ...
Our business mission to Saudi Arabia has come to an end. I thank the organizers of the NEXUS HUB for three intensive days spent in Riyadh.
We met with heads of ministries, investors, accelerators, successful companies and banks. The country is creating an amazing infrastructure for startups! But most importantly  , an amazing atmosphere for startups and tech companies! CartaMe generat...
CartaMe presented its solution for investors and partners at Wolwes summit in Warsaw
We held more than 20 negotiations, attended 2 special invitations to private events. Now we are preparing materials to create conditions for practical partnerships.
REGIONS

WE ARE WORKING IN

Poland

«DigitPass» LLC
 Europian head-office 

Address: Belgradzka str., 48, mieszkania 55, Warszawa 02-793.

cartame.pl

Moldova

«SkyBons Global» LLC

Address: Mihail Kogălniceanu str., 17, mun. Chişinău, Republica Moldova, MD-2001.

cartame.md

KAZAKHSTAN

«UniCart» LLC

 Address: Tulebayev str., 38/61, Almaty, Kazakhstan, postcode 050004.

cartame.kz

UZBEKISTAN

«YouCart» LLC 

Address: Injobod str., 32 Tashkent, Republic of Uzbekistan, postcode 100084.

cartame.uz

Belarus

«Bonuscart» LLC

Address: Minsk, st.Akademica Kuprievica 1/2, office 104, 220084


cartame.by

COMPANY PROFILE

OUR PRODUCTS

Mobile Application CartaMe – main product Creates a single customer identifier CartaMe ID and integrates it into retailers’ loyalty programs, as well as into a payment bank card.

Loyalty program CartaMe Loyalty: Affordable SMB loyalty program made on the basis of the CartaMe ID. CartaMe Loyalty strengthens market penetration of the core product, the CartaMe app.

New generation payment card CartaMe
Combines retail customer identification, discount and payment in one action due to the integrated CartaMe ID. Available only for CartaMe users.

Use one app Collect rewards Get offers
Scan the QR code and download the mobile app now!
Mobile App Use one App Collect Bonuses Get offers
Download
CartaMe
CartaMe
Universal 2 in 1 Pay with one card Collect rewards Get offers

From the idea to receiving the "Product of the Year" award from VISA Belarus - all this way we have passed in just 4 years. Every new year we rapidly develop our service, giving our users barrier-free access to bonuses of our constantly growing network of our partners - the largest regional retailers.

Constantly developing partner program of leading retail companies
Increase in interchange fee income
Growth of the bank's resource base

Discount and payment by CartaMe bank card in one step
Loyalty card is always at hand. One card instead of many
Bank card support by the CartaMe mobile application with benefits from retail and banks

Interaction with customers in the CartaMe mobile application
Going beyond retailer’s loyal audience
Decreased customer churn
Reliability of personal data of clients

The transition from analog to digital media: virtual loyalty cards, coupons, POS materials - all this allows the partner to save money on printed marketing materials, using a more convenient, understandable and profitable way to communicate with customers.

A significant reduction in noname checks due to the identification of buyers. We enrich your customer base and keep it up to date thanks to integration with our Online platform.

ECOSYSTEM
Banks Our CartaMe ecosystem has built-in services capable of exchanging data with banking software using the most popular exchange protocols such as API (Rest), Web, HTML form. This knowledge allows us not only to integrate quickly, but also to optimize existing systems
Users CartaMe ecosystem is built using cloud resources that allow autoscaling. This technology allows to instantly create servers when the load increases and turn them off when the load decreases. Microservice architecture allows you to use only regional servers, switching between them when a client moves from one region to another
Retail Our software allows us to integrate all popular systems used in the retail industry, making integration as fast as possible. We have achieved full automation of data exchange processes with Retail, which ensures efficiency of work and does not require administration of processes by Retail
WEB Partners We are integrated with many third-party services, allowing the CartaMe program to be available globally. With our extensive experience, we can deploy the CartaMe program in any country in the world in the shortest possible time